9 Best Credit Card Processing Plugins for WordPress (Compared)
Are you searching for the most effective bank card processing plugins?
Bank card processing plugins are the easiest way to simply accept on-line funds in your WordPress website. They help many fee choices, offering flexibility for patrons with completely different preferences and lowering cart abandonment.
On this article, we’ll evaluate the most effective bank card processing plugins and let you know learn how to decide the fitting one for your enterprise.

Why Do You Want a Credit score Card Processing Plugin for Your WordPress Web site?
There is no such thing as a getting across the want for a bank card processing plugin in the event you plan to promote merchandise, companies, or subscriptions by your web site.
Redirecting prospects to exterior fee gateways generally is a trouble and will result in cart abandonment. Slightly than directing prospects to depart your website and go to a fee gateway’s web site, akin to PayPal or Square, a bank card processing plugin integrates with WordPress.
This lets you settle for and authenticate digital fee info out of your prospects with out exiting the web page. That method, you present a seamless and handy fee expertise.
For membership websites, bank card processing plugins usually help recurring funds, permitting prospects to arrange computerized funds for ongoing companies.
However earlier than you start, ensure you allow HTTP/SSL in your WordPress website so you may securely settle for on-line funds.
If you happen to’re not sure how to try this, comply with our newbie’s information on how to get a free SSL certificate for your WordPress Website.
Now that why they’re vital, let’s evaluate the most effective bank card processing plugins out there.
1. Easy Digital Downloads

Easy Digital Downloads (EDD) is a strong plugin for promoting digital merchandise, together with software program, PDFs, eBooks, paperwork, and different downloadable content material.
With EDD, you may course of limitless transactions, promote limitless merchandise, and, better of all, there aren’t any month-to-month charges.
The plugin comes with a number of built-in fee gateways: Paypal and Stripe. In addition to the favored and customary fee gateways out there out of the field, EDD affords further fee addons to attraction to extra prospects. This contains Authorize.web, Braintree, ClickBank, and extra.

Apart from gathering one-time funds, you may cost recurring subscription charges on any digital merchandise. The plugin will routinely cost prospects primarily based on any time interval you set, together with every day, weekly, month-to-month, quarterly, semi-annually, or yearly.
On prime of that, it’s tremendous easy to arrange. The EDD plugin routinely creates product pages, cart pages, and checkout pages for you. And you may customise these funds with a purchase button, log-in, cart widget, and order historical past, simply to call just a few.
You’ll actually have a Studies dashboard in WordPress to point out all earnings, refunds, and the typical order worth. That may even be damaged down primarily based on the completely different fee gateways you utilize.

Study extra about EDD with our beginner’s guide on how to sell digital downloads on WordPress.
Pricing: A free model of Easy Digital Downloads is on the market, which helps PayPal, Stripe, and Amazon Pay. However in the event you select their All Entry Plan at $499.50 per 12 months, you get entry to their total addon catalog. Which means you don’t want to put in and buy fee gateway addons individually.
2. WP Simple Pay

WP Simple Pay is the most effective Stripe funds plugin for WordPress. It enables you to simply acquire each one-time and recurring payments straight out of your website.
If you happen to don’t personal an e-commerce website and simply desire a easy strategy to settle for transactions on your companies, WP Easy Pay is for you. Utilizing the drag and drop type builder, you may rapidly create any kind of fee type. Since Stripe is a extremely respected fee gateway, you’ll construct belief with guests and improve conversions.
WP Easy Pay helps a number of currencies and lets you add intuitive, clear fee kinds in your website. In addition they help over 10 fee strategies, together with ACH Direct Debit, Alipay, Afterpay, Klarna, and extra.
Top-of-the-line components about WP Easy Pay is that you may supply a free trial interval to customers earlier than an bill is billed. It is a nice strategy to improve signups for a subscription service.
They usually help ‘Purchase Now Pay Later’ choices, permitting your prospects to make impulse purchases since they pay in smaller, extra manageable quantities.
WP Easy Pay is likely one of the finest plugins for personalisation, too. It comes with 70+ ready-made fee type templates to suit your use case.

Whether or not you want a donation type, subscription fee type, ACH direct debit fee type, or anything, there’s a superb probability you’ll discover what you’re searching for.
To study extra, learn our in-depth information on how to allow users to choose a payment method on WordPress forms.
Pricing: WP Simple Pay affords a free model that routinely connects with Stripe Checkout and most main credit score and debit playing cards. The paid plans offer you superior performance, akin to the flexibility to simply accept recurring funds, arrange computerized billing, supply ‘Purchase Now, Pay Later’ choices, and extra.
3. WPForms

WPForms is the most effective form builder plugin for WordPress. You possibly can rapidly create many varieties of kinds, together with reserving kinds, contact forms, and extra. With over 5 million web site house owners utilizing WPForms on their WordPress website, it’s one of the trusted plugins on the market.
The plugin affords a number of fee gateways, akin to PayPal, Stripe, and Sq., Authorize.web. All it’s important to do is set up the addons and connect with your fee gateway account so you may start accepting funds.
The very best half is that the free version of WPForms enables you to use Stripe funds totally free.

WPForms is nice for subscription companies or small companies that don’t want a product or checkout web page.
For instance, let’s say you offered a month-to-month magnificence field subscription. You possibly can create a type so customers can select the kind of magnificence field they need and enter their delivery info.

For extra particulars, take a look at our information on how to create a WordPress form with payment options.
Pricing: WPForms is free to make use of, and you may settle for Stripe funds with the Lite model. You’ll want the Professional model to decide on different fee gateway add-ons. Plans for WPForms Professional begin at $49.50 per 12 months, which is extra reasonably priced than most type builder plugins.
4. MemberPress

MemberPress is a well-liked membership plugin that gives superior options to handle your membership website.
For example, this plugin enables you to settle for bank card funds, create gated content material, add membership ranges, make members-only boards, prohibit entry primarily based on completely different membership ranges, and extra.
It’s palms down the most effective plugin for course creators seeking to promote on-line programs, premium content material behind a paywall, or group membership plans.
MemberPress helps the preferred fee options, akin to Stripe, PayPal, and Authorize.web.

With MemberPress, you’ve got all the pieces it is advisable to construct a membership website from scratch. You are able to do all the pieces from create pricing pages, add signup kinds, add members-only content material, customise membership electronic mail templates, construct group boards, and so forth.
If you happen to plan on utilizing MemberPress, take a look at our ultimate guide to creating a WordPress membership site.
Pricing: MemberPress is a premium plugin that begins at $179.50 per 12 months for one website.
5. WooCommerce

WooCommerce is the preferred and well-known e-commerce plugin for WordPress.
You possibly can settle for funds from the entire main bank card suppliers, together with Mastercard, Visa, American Categorical, and extra.
By default, your retailer will solely settle for direct financial institution transfers, test funds, and money on supply.
If you need the entire well-liked fee gateways like WooPayments, Stripe, PayPal, Sq., Klarna, and Amazon Pay, you’ll have to obtain them as an addon from the extensions retailer. The excellent news is many are free to obtain.

WooCommerce is finest fitted to promoting bodily merchandise because it lets you rapidly arrange your on-line retailer, create product pages, customise the checkout course of, handle stock, and course of funds, multi functional place.
WooCommerce has loads of apps in its market to assist enhance the checkout expertise. For instance, including associated gadgets or a countdown timer within the buying cart can enhance your gross sales.
To learn to arrange a WooCommerce retailer, learn our complete tutorial on WooCommerce made simple.
Pricing: WooCommerce is free to get began, and so are the entire fee gateways inside the WooCommerce market. Nevertheless, most individuals find yourself paying for different apps or themes to boost their online store.
6. Accept Stripe Payments

Accept Stripe Payments is a free WordPress plugin that permits customers to course of funds by way of Stripe.
It makes use of a easy shortcode that lets you add the Stripe ‘Purchase Now’ button anyplace in your web site for a services or products. Additionally, you may settle for donations by way of Stripe.
When customers click on on the purchase button, a Stripe pop-up will seem, asking customers to enter their bank card info to finish the acquisition.

Your prospects are redirected to the Checkout Consequence web page as soon as they’ve entered their bank card fee.
The web page will show the transaction and the merchandise they simply paid for.

Inside WordPress, the transaction will probably be captured within the orders menu of the plugin. You possibly can simply view all orders you’ve obtained in your WordPress dashboard.
Additionally, the plugin affords very primary options to create and customise a product web page. Because it’s a free plugin, it doesn’t supply practically the options that different e-commerce platforms do, akin to WooCommerce, Simple Digital Downloads, and even Shopify.
For full particulars about including Stripe as a fee technique, take a look at our tutorial on how to accept payments with Stripe in WordPress.
Pricing: The Accepts Stripe Funds plugin is free to make use of. Nevertheless, they do supply addons that you may buy individually or in a bundle. For instance, you should purchase addons like Subscription funds, Apple and Google Pay, Alipay, and others. It prices $39.95 per addon, or you will get entry to all premium addons for $79 per 12 months.
7. LearnDash

LearnDash is essentially the most superior WordPress learning management software (LMS) plugin. This plugin is designed to assist construct a paid group round digital programs.
As a person, you’ve got full management over who can entry your programs and for the way lengthy.
It’s also possible to present unique perks and curate programs to construct membership plans and packaged offers.
As quickly as an individual indicators up, they’ll immediately obtain entry to all of the content material within the membership plan.
And in the event you plan to promote memberships, LearnDash works with MemberPress.
When it’s time to gather your funds, LearnDash accepts funds utilizing a number of fee gateways, together with Stripe, PayPal, and 2Checkout.
Pricing: LearnDash begins at $199 per 12 months for entry to at least one website, which incorporates updates and help.
8. WP Charitable

WP Charitable is a top-rated WordPress donation and fundraising plugin, with over 10,000 + non-profit organizations and web site house owners who use this plugin to boost more cash on-line.
The great thing about this plugin is that it doesn’t cost processing charges, so more cash goes in direction of supporting your trigger.
It comes with all of the options you’ll want, akin to the flexibility to simply accept each one-time and recurring donations, customizable donation kinds, GDPR compliance, and extra.
Better of all, Charitable has built-in fee integrations for PayPal, Stripe, Paystack, GoCardless, Braintree, Mollie, Windcave, and extra.
If you happen to’re a non-profit seeking to elevate cash, make sure that to learn our information on how to add a PayPal Donate button in WordPress.
Pricing: Charitable is free to make use of, and also you’ll get entry to PayPal and Stripe integrations. It’s also possible to create limitless fundraising campaigns. Nevertheless, the paid plans enable for premium fee gateways, recurring donations, crowdfunding, and extra.
9. YITH WooCommerce Stripe

YITH WooCommerce Stripe is an addon plugin that lets you settle for bank card funds by Stripe in your WooCommerce retailer.
YITH is a trusted and well-known plugin developer that has a number of the finest apps for WooCommerce shops, together with the:
This plugin enables you to routinely course of funds, so you may cut back the speed of deserted carts and supply a optimistic shopping for expertise.
It has different options, akin to the flexibility to:
- Present the shopper’s bank card listing on the checkout course of, making it simpler to finish the acquisition.
- Create a blacklist of customers to reject funds from potential fraudulent guests.
- Course of refunds with a single click on.
- Handle recurring funds for subscription merchandise with YITH Subscription.
- Ask for more information like their billing tackle and zip code for verification of the bank card proprietor and to stop chargebacks.
Pricing: The YITH WooCommerce Stripe plugin prices $79.99 per 12 months, which incorporates one 12 months of updates and help, together with a 30-day money-back assure.
What to Search for in Credit score Card Processing Fee Plugins
When selecting a WordPress plugin for accepting bank cards on your website or on-line retailer, it’s vital to think about numerous elements to make sure you select the one that most closely fits your wants. Listed here are just a few facets to search for:
- Security measures: Security and compliance needs to be on the prime of the listing. Search for fee plugins that supply PCI compliance, sturdy encryptions, and different safety measures to guard your buyer’s fee information. Additionally, search for fraud detection and prevention options, akin to tackle verification and CVV checks.
- Fee gateway choices: Examine which bank card sorts and fee strategies (e.g., debit playing cards, digital wallets, cryptocurrencies) the plugin helps to accommodate a variety of consumers. For instance, Stripe makes up over 68% of the market share for e-commerce fee processing within the U.S., so it’s vital to have Stripe as a fee possibility.
- Assist and updates: Verify the plugin releases constant updates and affords dependable buyer help. That method, ought to an error come up, the help staff may also help you rapidly settle for funds once more so that you don’t lose prospects.
- Customization choices: Plugins that allow you to customise fee kinds and checkout pages can enhance conversion charges. You possibly can align your fee course of together with your model id and ship a constant person expertise. This will likely embrace customizing button colours or including Buy Now buttons.
- Ease of use: The plugin ought to have a user-friendly interface so it’s straightforward to arrange, even for newcomers. Customers ought to be capable of modify fee settings and handle options with out encountering confusion.
- Superior options: If you happen to supply subscription-based companies or merchandise, make sure the plugin helps recurring funds. On prime of that, it ought to have built-in reporting and analytics instruments to realize insights into your gross sales information. Some plugins combine with analytics instruments like MonsterInsights so as to monitor your site visitors sources, gross sales metrics, and conversions. That method, the place your gross sales are coming from and which services or products are promoting essentially the most.
By fastidiously contemplating these elements, you may decide a WordPress fee plugin that aligns with your enterprise wants.
Of the choices above, we advocate WPForms Lite so you may start accepting Stripe funds instantly, and in the event you’re promoting solely digital merchandise, you may’t go unsuitable with Easy Digital Downloads.
We hope this text has helped you decide the most effective bank card processing plugin on your website. You could wish to take a look at our submit on the best WooCommerce plugins for your store or the best WordPress coupon code plugins for your online store.
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